Capri Finance: Empowering Growth Through Secured Lending

Capri Finance, formerly known as Capri Global Capital Limited, is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI). Established in 2009, the company has steadily grown to become a significant player in the Indian financial landscape, primarily focusing on secured lending solutions to Micro, Small, and Medium Enterprises (MSMEs) and the housing sector. Their mission is to empower individuals and businesses by providing them with access to capital and fostering sustainable growth.

The company operates across multiple business verticals. Its core business remains MSME lending, offering tailored loan products to meet the diverse financial needs of small businesses. This includes loans for working capital, business expansion, and asset acquisition. Capri Finance understands the challenges faced by MSMEs in accessing formal credit channels and strives to bridge this gap through its focused approach and efficient loan processing.

Alongside MSME financing, Capri Finance has a growing presence in the housing finance sector. They offer home loans to individuals, particularly in the affordable housing segment. By providing access to affordable housing finance, Capri Finance contributes to addressing the housing needs of a large segment of the Indian population and supports the government’s “Housing for All” initiative.

Beyond MSME and housing finance, Capri Finance also extends its financial services to the construction finance sector, providing loans to developers for residential and commercial projects. This segment plays a crucial role in the real estate development ecosystem and supports infrastructure growth.

What sets Capri Finance apart is its strong emphasis on technology and data analytics. They leverage technology to streamline their operations, enhance customer experience, and improve risk management. Data analytics helps them assess creditworthiness more accurately, personalize loan offerings, and proactively manage their portfolio. This technological integration allows for faster loan disbursal and efficient service delivery.

Capri Finance’s commitment to ethical and transparent business practices has earned it a strong reputation in the market. They adhere to strict regulatory guidelines and maintain high standards of corporate governance. The company also places a strong emphasis on social responsibility, actively engaging in initiatives that contribute to the well-being of the communities they serve.

Looking ahead, Capri Finance aims to further expand its reach and deepen its market penetration. They plan to leverage technology to enhance their digital capabilities and offer a wider range of financial solutions. With a focus on innovation, customer-centricity, and responsible lending, Capri Finance is well-positioned to continue its growth trajectory and contribute significantly to the financial inclusion and economic development of India.